About Pension Legal

Who we are

Pension Legal is a specialist pensions law firm.

What we advise on

We advise trustees, employers and members on occupational and private pension schemes, including public service schemes.

Scheme amendments and closure

Whether and how a scheme can be changed, including closure to future accrual, and the protections for benefits already built up.

Trustee discretions and death benefits

How trustees should exercise their discretions, including the distribution of death benefits, and the risk of challenge.

Pensions Ombudsman complaints

Complaints and disputes, for members bringing a complaint and for trustees and employers responding to one.

Public service schemes

The rules of schemes such as the Local Government Pension Scheme, and how they apply to individual cases.

Transfers

Transfers between schemes, including members’ statutory rights and the checks trustees must carry out.

Corporate transactions

Pensions issues arising on the sale, purchase or restructuring of a business.

Scheme governance

Trustee duties and compliance with pensions legislation and Pensions Regulator guidance.

How we work

We work online, through a secure client portal. You tell us what you need advice on, we send you a fixed-fee quotation and engagement letter, and once you accept it we prepare your advice. We use AI to help prepare advice.

Quality

Every piece of advice is checked against the scheme documents and current legislation, and is reviewed and approved by a solicitor before it is issued. Where advice depends on a scheme’s rules or other documents, we ask for copies so that it is based on the actual terms rather than assumptions. Your documents are stored securely in the UK and are not used to train AI models.

Fixed fees

You know the cost before any work starts. If you need further advice after your advice has been issued, we will provide a new fixed-fee quotation.